Sandeep Ghule – Credilio

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Professional Overview

  • Sandeep Ghule is a co-founder and the Chief Product Officer at Credilio, a role taken on since July 2021, demonstrating entrepreneurial leadership and a commitment to product development in the fintech space.
  • Prior to Credilio, Sandeep served as the Head of Digital Marketing at dhani from April 2019 to April 2021, where responsibilities included driving digital marketing strategies during a critical growth phase for the company.
  • Sandeep co-founded TranServ Pvt. Ltd in April 2011, contributing to the establishment and growth of a payments solution provider, enhancing digital payment ecosystems in the region.
  • Before entering the startup landscape, Sandeep held significant positions at HSBC, including Senior Vice President & Branch Head, from September 2010 to April 2011, where oversight of branch operations and customer relations was essential.
  • Prior roles at HSBC included Sr. Vice President & Head - Cards Product from July 2008 to September 2010 and Vice President - Marketing from February 2004 to June 2008, focusing on product development and marketing strategies within the banking sector.
  • At ICICI Bank, from May 2000 to March 2001, Sandeep worked as a Marketing Manager in the E-Commerce Division, playing a pivotal role in the bank’s early digital marketing initiatives.
  • Each position held by Sandeep has involved driving growth, stakeholder engagement, and digital transformation, underscoring a commitment to innovation and industry advancement.
  • With a career spanning over two decades, Sandeep has amassed extensive experience in marketing, product management, and digital banking, positioning themselves as a valuable contributor to the fintech industry.
Professional Experience
CompanyDesignationPeriod
HSBCSenior Vice President & Branch HeadSep 2010 – Apr 2011
ICICI BankMarketing Manager - E-Commerce DivisionMay 2000 – Mar 2001
HSBCSr. Vice President & Head - Cards ProductJul 2008 – Sep 2010
HSBCVice President - MarketingFeb 2004 – Jun 2008
dhaniHead - Digital MarketingApr 2019 – Apr 2021
TranServ Pvt. LtdCo-FounderApr 2011 – Mar 2019
CredilioCo-founder & Chief Product OfficerJul 2021 – Present

Estimated Net Worth

Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)

Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.

Executive Contact

Official Email: Via Credilio corporate communication desk.

Personal Contact: Not publicly disclosed.

Frequently Asked Questions

What is Sandeep Ghule's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).

How can I contact them?
Through Credilio's official communication channels.

Is this an official profile?
No — independently created using public data.

Disclaimer

This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.

Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.

Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.

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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)

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