Rishi Kumar – Co-Founder & CTO - Affluense of Affluense
View Detailed Executive Profile →Professional Overview
- Rishi Kumar is a co-founder and Chief Technology Officer (CTO) of Affluense, an AI-powered platform established in 2023 that focuses on helping businesses identify, retain, and upsell to affluent customers.
- Under Rishi Kumar's leadership, Affluense successfully raised a pre-seed funding round led by Zeropearl VC, securing ₹3 crore to enhance its operations and technology development.
- With over 18 years of experience in technology leadership, Rishi Kumar has held significant roles at prominent companies such as Kristal.ai, Edelweiss, Capgemini, and Cognizant, showcasing a diverse and impactful career.
- In the role of Vice President of Engineering at Kristal.ai, Rishi Kumar was instrumental in developing a comprehensive tech growth strategy, focusing on software development, AI, and cloud infrastructure.
- Rishi Kumar pioneered a unique term sheet signing process on a private blockchain at Kristal.ai, enhancing transaction security and transparency for High Net Worth Individuals (HNIs).
- As Head of Engineering at Edelweiss Wealth Management, Rishi Kumar led a team of over 100 engineers to create a multilingual equity trading platform that achieved over 100% annual revenue growth, generating $15 million yearly.
- Rishi Kumar's innovative approach to payment solutions resulted in the development of a closed payment gateway with native integration across multiple banks, as well as a unified payment gateway (UPI) for enhanced transaction efficiency.
- Rishi Kumar has a strong academic background, having completed a degree in Computer Science Engineering, an Executive MBA in Finance, and is currently pursuing an Executive MS in Artificial Intelligence from Leeds University, UK.
- Rishi Kumar's expertise encompasses engineering leadership, system design, product engineering, and the application of machine learning, positioning him as a key figure in advancing technology platforms.
- At Affluense, Rishi Kumar is focused on leveraging data and machine learning to streamline sales processes and improve client engagement with affluent users, addressing a significant market need.
- Rishi Kumar's career is marked by a commitment to building successful teams and fostering cross-functional collaboration, essential for driving innovation in both startups and large enterprises.
- Rishi Kumar's contributions to the tech industry include the development of the ESOP Desk, a SaaS platform that assists organizations in managing their Employee Stock Ownership Plans (ESOPs).
- Rishi Kumar's leadership style emphasizes the importance of understanding customer needs and utilizing technology to enhance user experiences, particularly in the wealth management sector.
- Through strategic decision-making and a focus on emerging technologies, Rishi Kumar continues to influence the landscape of wealth tech and AI-driven solutions for affluent markets.
- Rishi Kumar's vision for Affluense aims to transform how businesses interact with affluent customers, utilizing advanced analytics and machine learning to create tailored engagement strategies.
Professional Experience
| Company | Designation | Period |
|---|---|---|
| Nuvama Wealth | Deputy Vice President - Head Of Engineering | May 2018 – Apr 2019 |
| Nuvama Wealth | Assistant Vice President - Senior Engineering Manager | May 2017 – Apr 2018 |
| Nuvama Wealth | Chief Manager - Engineering Manager | May 2016 – Apr 2017 |
| Nuvama Wealth | Engineering Technical Lead (Manager) | May 2011 – Feb 2013 |
| Nuvama Wealth | Senior Software Engineer | May 2009 – Apr 2011 |
| Kristal.AI | Vice President Of Engineering | Mar 2022 – Apr 2023 |
| YES SECURITIES | Technical Advisor | Jul 2023 – Jun 2025 |
| Capgemini Financial Services | Senior Consultant | Feb 2013 – Aug 2014 |
| Kristal.AI | Director Of Engineering | Dec 2020 – Feb 2022 |
| Nuvama Wealth | Senior Manager- Engineering Lead | Aug 2014 – Apr 2016 |
| Cognizant | Programmer analyst | Aug 2006 – May 2009 |
| Rukbe Tech Inc. | Co-Founder & CTO [Exit] | Apr 2023 – Oct 2023 |
| Nuvama Wealth | CTO/ Head of Engineering / Vice President Of Engineering | Apr 2019 – Dec 2020 |
| HIXTOR TECHNOLOGY PRIVATE LIMITED | Director | 16-Feb-2022 – 20-Jun-2024 |
| Affluense | Co-Founder & CTO | Oct 2023 – Present |
| SALEAZY TECHNOLOGIES PRIVATE LIMITED | Director | 13-Dec-2023 – Present |
Current Appointments
| CIN/LLP | Company | Designation | Date |
|---|---|---|---|
| U47413KA2023PTC182164 | SALEAZY TECHNOLOGIES PRIVATE LIMITED | Director | 13-Dec-2023 |
Previous Appointments
| CIN/LLP | Company | Designation | Period |
|---|---|---|---|
| U72900KA2022PTC158025 | HIXTOR TECHNOLOGY PRIVATE LIMITED | Director | 16-Feb-2022 – 20-Jun-2024 |
Estimated Net Worth
Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)
Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.
Executive Contact
Official Email: Via Affluense corporate communication desk.
Personal Contact: Not publicly disclosed.
Frequently Asked Questions
What is Rishi Kumar's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).
How can I contact them?
Through Affluense's official communication channels.
Is this an official profile?
No — independently created using public data.
Disclaimer
This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.
Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.
Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.
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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)