Nitin Gupta – Founder and CEO - Uni Cards of Unicards

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Professional Overview

  • Nitin Gupta is the Founder and CEO of Uni Cards, a financial services startup that aims to revolutionize the credit card experience in India, launched in September 2020.
  • Under Nitin Gupta's leadership, Uni Cards has successfully raised $18.5 million in funding, showcasing the startup's potential and attracting significant investor interest.
  • Prior to founding Uni Cards, Nitin Gupta served as the CEO of Ola Financial Services from December 2017 to August 2020, where strategic decisions were made to enhance the financial offerings of the Ola ecosystem.
  • Nitin Gupta has a strong background as a serial entrepreneur and angel investor, having founded multiple startups and invested in various ventures, contributing to the growth of the Indian startup ecosystem.
  • In a recent discussion, Nitin Gupta highlighted the impact of Scienaptic's AI platform on the financial services sector, emphasizing the importance of technology in driving meaningful change in customer experiences.
  • As a leader, Nitin Gupta has focused on building a diverse and skilled team at Uni Cards, which currently employs between 100-200 staff members, fostering a culture of innovation and collaboration.
  • Nitin Gupta's vision for Uni Cards includes simplifying the credit card application process and enhancing user experience through technology-driven solutions.
  • With a commitment to financial inclusion, Nitin Gupta aims to make credit more accessible to a broader audience in India, addressing the needs of underserved segments of the population.
  • Nitin Gupta's entrepreneurial journey reflects a dedication to leveraging technology to solve real-world problems, positioning Uni Cards as a key player in the fintech landscape.
  • Through strategic partnerships and collaborations, Nitin Gupta has worked to expand Uni Cards' offerings and reach, enhancing the startup's market presence.
  • Nitin Gupta's leadership style emphasizes transparency and open communication, fostering an environment where team members feel empowered to contribute ideas and drive innovation.
  • As an angel investor, Nitin Gupta has played a crucial role in mentoring and supporting emerging entrepreneurs, sharing insights from his own experiences to help others succeed.
  • Nitin Gupta's contributions to the fintech industry have been recognized within the startup community, establishing him as a thought leader and influencer in the space.
  • Through ongoing efforts, Nitin Gupta continues to advocate for the integration of advanced technologies in financial services, aiming to enhance efficiency and customer satisfaction.
  • Nitin Gupta's journey exemplifies the potential of Indian entrepreneurs to create impactful solutions that address local challenges while contributing to the global fintech narrative.
Professional Experience
CompanyDesignationPeriod
Khojguru Infotech Private LimitedFounder and CEOOct 2008 – Dec 2010
Lehman BrothersHead of Fixed Income Structuring, Offshore Capital MarketsMay 2008 – Sep 2008
PayU IndiaCofounder and CEOJun 2011 – Nov 2016
Lehman Brothers (London)AssociateJul 2006 – Apr 2008
OlaCEO, Ola Financial ServicesDec 2017 – Aug 2020
PAYU PAYMENTS PRIVATE LIMITEDAdditional Director31-Mar-2014 – 27-Sep-2014
PTAP DELIVERY SOLUTIONS PRIVATE LIMITEDDirector31-Aug-2013 – 27-Aug-2015
UTSUKA RESEARCH LABS PRIVATE LIMITEDAdditional Director30-Mar-2017 – 29-Sep-2018
UTSUKA RESEARCH LABS PRIVATE LIMITEDDirector29-Sep-2018 – 12-Jun-2019
10C INDIA INTERNET PRIVATE LIMITEDDirector29-Jul-2013 – 12-Aug-2013
OLA FINANCIAL SERVICES PRIVATE LIMITEDDirector27-Sep-2019 – 22-Jul-2020
PAYU PAYMENTS PRIVATE LIMITEDDirector27-Sep-2014 – 03-Oct-2016
OLA FINANCIAL SERVICES PRIVATE LIMITEDAdditional Director26-Oct-2018 – 27-Sep-2019
10C INDIA INTERNET PRIVATE LIMITEDAdditional Director19-Apr-2012 – 29-Jul-2013
OLA CAPITAL SERVICES PRIVATE LIMITEDDirector10-Apr-2019 – 22-Jul-2020
GRIHUM HOUSING FINANCE LIMITEDAdditional Director08-Sep-2023 – 02-Oct-2023
KHOJGURU INFOTECH PRIVATE LIMITEDDirector05-Dec-2008 – 13-Mar-2011
Uni CardsFounder and CEOSep 2020 – Present
Family OfficeAngel investorJan 2016 – Present
RIGHTFI CAPITAL PRIVATE LIMITEDDirector29-Sep-2021 – Present
UNIORBIT TECHNOLOGIES PRIVATE LIMITEDDirector25-Aug-2020 – Present
UNIORBIT PLATFORM SERVICES PRIVATE LIMITEDDirector24-Nov-2021 – Present
RLT PARTNERS LLPDesignated Partner20-Nov-2023 – Present
FINTECH ASSOCIATION FOR CONSUMER EMPOWERMENTAdditional Director19-Feb-2025 – Present
UNI FINANCIAL SERVICES PRIVATE LIMITEDDirector12-Apr-2021 – Present
FOXTALE CONSUMER PRIVATE LIMITEDDirector10-Dec-2024 – Present
UNI P2P PLATFORM PRIVATE LIMITEDDirector02-Mar-2023 – Present
GRIHUM HOUSING FINANCE LIMITEDDirector01-Oct-2023 – Present
UNIORBIT PAYMENT SOLUTIONS PRIVATE LIMITEDDirector01-Jun-2022 – Present
Current Appointments
CIN/LLPCompanyDesignationDate
ACE-0027RLT PARTNERS LLPDesignated Partner20-Nov-2023
U24110MH2021PTC359914FOXTALE CONSUMER PRIVATE LIMITEDDirector10-Dec-2024
U65900KA2021PTC152419RIGHTFI CAPITAL PRIVATE LIMITEDDirector29-Sep-2021
U65922PN2004PLC208751GRIHUM HOUSING FINANCE LIMITEDDirector01-Oct-2023
U67190KA2021PTC154784UNIORBIT PLATFORM SERVICES PRIVATE LIMITEDDirector24-Nov-2021
U72900KA2020PTC187447UNIORBIT TECHNOLOGIES PRIVATE LIMITEDDirector25-Aug-2020
U74110KA2021PTC146377UNI FINANCIAL SERVICES PRIVATE LIMITEDDirector12-Apr-2021
U74120KA2012PTC180628UNIORBIT PAYMENT SOLUTIONS PRIVATE LIMITEDDirector01-Jun-2022
U74999KA2016PTC183376UNI P2P PLATFORM PRIVATE LIMITEDDirector02-Mar-2023
U91990MH2020NPL346315FINTECH ASSOCIATION FOR CONSUMER EMPOWERMENTAdditional Director19-Feb-2025
Previous Appointments
CIN/LLPCompanyDesignationPeriod
U22219KA2007PTC127705OLA FINANCIAL SERVICES PRIVATE LIMITEDAdditional Director26-Oct-2018 – 27-Sep-2019
U22219KA2007PTC127705OLA FINANCIAL SERVICES PRIVATE LIMITEDDirector27-Sep-2019 – 22-Jul-2020
U65922PN2004PLC208751GRIHUM HOUSING FINANCE LIMITEDAdditional Director08-Sep-2023 – 02-Oct-2023
U65929KA2019PTC123329OLA CAPITAL SERVICES PRIVATE LIMITEDDirector10-Apr-2019 – 22-Jul-2020
U72300DL2008PTC185545KHOJGURU INFOTECH PRIVATE LIMITEDDirector05-Dec-2008 – 13-Mar-2011
U72400MH2006PTC293037PAYU PAYMENTS PRIVATE LIMITEDAdditional Director31-Mar-2014 – 27-Sep-2014
U72400MH2006PTC293037PAYU PAYMENTS PRIVATE LIMITEDDirector27-Sep-2014 – 03-Oct-2016
U74140HR2013PTC050222PTAP DELIVERY SOLUTIONS PRIVATE LIMITEDDirector31-Aug-2013 – 27-Aug-2015
U74999DL2012PTC23073810C INDIA INTERNET PRIVATE LIMITEDAdditional Director19-Apr-2012 – 29-Jul-2013
U74999DL2012PTC23073810C INDIA INTERNET PRIVATE LIMITEDDirector29-Jul-2013 – 12-Aug-2013
U74999HR2017PTC067094UTSUKA RESEARCH LABS PRIVATE LIMITEDAdditional Director30-Mar-2017 – 29-Sep-2018
U74999HR2017PTC067094UTSUKA RESEARCH LABS PRIVATE LIMITEDDirector29-Sep-2018 – 12-Jun-2019

Estimated Net Worth

Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)

Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.

Executive Contact

Official Email: Via Unicards corporate communication desk.

Personal Contact: Not publicly disclosed.

Frequently Asked Questions

What is Nitin Gupta's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).

How can I contact them?
Through Unicards's official communication channels.

Is this an official profile?
No — independently created using public data.

Disclaimer

This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.

Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.

Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.

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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)

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