Malcolm Athaide – Agrim Housing Finance
View Detailed Executive Profile →Professional Overview
- Malcolm Athaide co-founded Agrim Housing Finance in February 2019, taking on the role of CEO and driving the company's mission to provide affordable housing finance solutions.
- Under Malcolm Athaide's leadership, Agrim Housing Finance has focused on understanding the needs of the housing market, promoting financial inclusion, and enhancing customer service within the sector.
- Prior to establishing Agrim Housing Finance, Malcolm Athaide held a significant position at YES BANK from May 2012 to January 2019 as the Head of Data Analytics and Chief Risk Control Officer for Retail and MSME Lending, overseeing risk management and data analytics initiatives.
- Malcolm Athaide contributed to operational improvements in risk control frameworks at YES BANK, enhancing the institution’s ability to mitigate potential financial risks.
- At Standard Chartered Bank, where Malcolm Athaide served as Head of Credit for Retail, SME, and Credit Cards from June 2004 until May 2012, strategic credit policies were developed that improved loan performance and customer experience.
- Malcolm Athaide began the career in the banking sector at ICICI Bank as Chief Manager for Home Loans and Mortgages, establishing a foundation in credit management that later informed future roles.
- Before entering retail banking, Malcolm Athaide worked as an Account Manager for South SME Lending at Scotiabank and contributed to expanding lending products in the SME sector.
- Malcolm Athaide demonstrated strong management capabilities early in the career at Tata Capital, where contributions as Manager for Retail Lending and Corporate Finance helped foster significant growth in the company’s lending portfolio.
- Experience originated in the engineering domain as Executive Engineer at Siemens, focusing on projects and automation, demonstrating versatility and a diverse skill set that facilitated a transition into finance.
Professional Experience
| Company | Designation | Period |
|---|---|---|
| YES BANK | Head - Data Analytics & Chief Risk Control Officer - Retail & MSME Lending, Fraud Control | May 2012 – Jan 2019 |
| Standard Chartered Bank | Head - Credit - Retail, SME & Credit Cards | Jun 2004 – May 2012 |
| ICICI Bank | Chief Manager-Credit : Home Loans and Mortgages | Jan 2002 – Jun 2004 |
| Scotiabank | Account Manager - South, SME Lending | Jan 2001 – Jan 2002 |
| Tata Capital | Manager-South, Retail Lending & Corporate Finance | Jan 1995 – Jan 2001 |
| Siemens | Executive Engineer -Projects & Automation | Jan 1992 – Jan 1993 |
| Agrim Housing Finance | Co-Founder and CEO | Feb 2019 – Present |
Estimated Net Worth
Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)
Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.
Executive Contact
Official Email: Via Agrim Housing Finance corporate communication desk.
Personal Contact: Not publicly disclosed.
Frequently Asked Questions
What is Malcolm Athaide's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).
How can I contact them?
Through Agrim Housing Finance's official communication channels.
Is this an official profile?
No — independently created using public data.
Disclaimer
This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.
Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.
Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.
Affluense AI – Smarter Insights. Stronger Relationships with Affluents.
Last Updated: December 2025 · Published by Affluense AI (affluense.ai)