Kalpana Bansaal – Referloan

• Kalpana Bansaal co-founded ReferLoan in September 2021, contributing to the establishment of a platform dedicated to providing loan solutions and simplifying access for borrowers.
• As a Director at ReferLoan, Kalpana Bansaal has played a pivotal role in strategic decision-making and operational management, leading the company towards innovative financial services.
• Prior to ReferLoan, Kalpana worked at First Associates as an Associate Advocate starting in July 2014, where advocacy for clients' needs and legal assistance were key responsibilities.
• Kalpana's early career included a position as an Associate Patent Attorney at Lakshmi Kumaran & Sridharan from June 2010 to November 2013, providing legal expertise in patent law that contributed to building a strong foundation in legal knowledge.
• The establishment of ReferLoan marked a significant milestone in the financial technology sector, leveraging technology to improve the loan process for customers.
• Kalpana's background in law and advocacy has helped ensure that ReferLoan navigates complex legal landscapes, maintaining compliance and improving customer trust.
• Under Kalpana's leadership, ReferLoan has focused on user-friendly digital solutions, enhancing customer engagement and streamlining application processes.
• Kalpana has worked towards fostering partnerships with financial institutions to expand the range of loan products offered through ReferLoan, addressing diverse borrower needs.
• Challenges faced include navigating a competitive fintech landscape and addressing regulatory changes, which Kalpana has approached with strategic adaptability.
• Kalpana's vision for ReferLoan continues to evolve, aiming to position the company as a leader in financial inclusivity and technology-driven solutions.

Professional Experience

Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)

Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.

Official Email: Via Referloan corporate communication desk.

Personal Contact: Not publicly disclosed.

What is Kalpana Bansaal's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).

How can I contact them?
Through Referloan's official communication channels.

Is this an official profile?
No — independently created using public data.

This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.

Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.

Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.

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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)