Clemenston Varghese – Spark Money

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Professional Overview

  • Co-Founder of Spark Money since January 2024, focusing on enhancing financial accessibility and solutions.
  • Co-Founder of Dvara SmartGold since September 2022, contributing to innovative financial products aimed at empowering users.
  • Previously served as Chief Business Officer at Dvara SmartGold from October 2021, leading strategic initiatives and business growth.
  • Managed Micro Business Loans division as Business Head at Suryoday Small Finance Bank Ltd from October 2018 until October 2021, developing key loan products.
  • Served as Zonal Business Head at Jana Small Finance Bank from March 2008 to October 2018, effectively overseeing regional business strategies.
  • Gained experience as Operations Manager at HSBC from December 2003 to December 2008, managing operational efficiencies in a global banking environment.
  • Started the career as a Process Developer at GE Capital from February 2001 to December 2003, acquiring foundational skills in process management.
  • Demonstrated consistent leadership roles across various financial institutions, fostering product innovation and enhancing customer experience.
Professional Experience
CompanyDesignationPeriod
Suryoday Small Finance Bank LtdBusiness Head Micro Business LoansOct 2018 – Oct 2021
Jana Small Finance BankZonal Business HeadMar 2008 – Oct 2018
GE CapitalProcess DeveloperFeb 2001 – Dec 2003
HSBCOperations ManagerDec 2003 – Feb 2008
Dvara SmartGoldCo-FounderSep 2022 – Present
Dvara SmartGoldChief Business OfficerOct 2021 – Present
Spark MoneyCo-FounderJan 2024 – Present

Estimated Net Worth

Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)

Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.

Executive Contact

Official Email: Via Spark Money corporate communication desk.

Personal Contact: Not publicly disclosed.

Frequently Asked Questions

What is Clemenston Varghese's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).

How can I contact them?
Through Spark Money's official communication channels.

Is this an official profile?
No — independently created using public data.

Disclaimer

This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.

Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.

Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.

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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)

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