Apoorv Kumar – Refyne India
View Detailed Executive Profile →Professional Overview
- Apoorv Kumar co-founded Refyne India in January 2021, serving as the Chief Technology Officer (CTO), and has played a crucial role in establishing the company’s technological infrastructure.
- Refyne India is recognized for its innovative approach to financial services, particularly in the field of earned wage access, allowing employees to access their earned wages before traditional payday.
- As CTO, Apoorv has focused on creating scalable technology solutions that enhance user experience and operational efficiency within Refyne India.
- Prior to Refyne, Apoorv was a tech consultant from December 2019 to November 2020, where valuable insights into industry challenges and solutions were developed that later informed strategies at Refyne.
- From July 2017 to November 2019, Apoorv served as VP Technology and a founding member at Shubhloans, contributing to the growth and technology deployment within the lending space.
- Experience at Goldman Sachs as an Associate from May 2013 to June 2017 provided Apoorv with a strong foundation in finance and technology, influencing leadership approach and strategic decisions at Refyne.
- Internship at Qualcomm from May 2012 to July 2012 equipped Apoorv with essential technical skills and industry knowledge, shaping future technology initiatives.
- Apoorv Kumar's diverse experiences in technology and finance illustrate a robust journey marked by continuous learning and innovative contributions to financial technology solutions.
Professional Experience
| Company | Designation | Period |
|---|---|---|
| Goldman Sachs | Associate | May 2013 – Jun 2017 |
| Qualcomm | Intern | May 2012 – Jul 2012 |
| Shubhloans | VP Technology & founding member | Jul 2017 – Nov 2019 |
| Self-employed | Tech consultant | Dec 2019 – Nov 2020 |
| Refyne India | Cofounder & CTO | Jan 2021 – Present |
Estimated Net Worth
Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)
Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.
Executive Contact
Official Email: Via Refyne India corporate communication desk.
Personal Contact: Not publicly disclosed.
Frequently Asked Questions
What is Apoorv Kumar's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).
How can I contact them?
Through Refyne India's official communication channels.
Is this an official profile?
No — independently created using public data.
Disclaimer
This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.
Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.
Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.
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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)