Anup Agarwal – Co-Founder & CEO - Mintifi of Mintifi
View Detailed Executive Profile →Professional Overview
- Anup Agarwal is the Co-Founder and CEO of Mintifi, a fintech company established in January 2017, which focuses on providing AI-driven lending solutions for small and medium enterprises (SMEs) in the B2B segment.
- Under Agarwal's leadership, Mintifi has emerged as one of the largest supply chain financing companies in India, specializing in automated receivables management solutions that enhance financial access for SMEs.
- In a significant achievement, Agarwal successfully raised $120 million in funding for Mintifi in early 2024, overcoming initial challenges that included 20 rejections from various funds when seeking to raise $2 million for the venture.
- Agarwal's background includes nearly two decades of experience in the banking, financial services, and insurance (BFSI) sector, with a previous role as Vice President at Kotak Alternate Asset Managers, which provided a strong foundation for his entrepreneurial journey.
- Mintifi leverages advanced credit underwriting technology and real-time data analytics, aiming to revolutionize the SME finance ecosystem by addressing existing challenges and enhancing financial empowerment through technology.
- The company has established strategic corporate partnerships that facilitate a unique combination of resources and expertise, further solidifying its position in the market as a leader in supply chain financing.
- Agarwal is passionate about the transformative power of fintech, particularly in the areas of Supply Chain Financing, Embedded Financing, Inventory Financing, and SME Lending, advocating for innovation in these sectors.
- Mintifi's innovative approach has garnered recognition within the fintech community, positioning the company as a game-changer in delivering digital financing experiences to small businesses.
- Agarwal emphasizes the importance of financial empowerment and access, driving Mintifi's mission to support corporates and SMEs in achieving their financial goals through technology-driven solutions.
- As a thought leader in the fintech space, Agarwal actively engages in discussions about the future of finance, sharing insights on how technology can address the challenges faced by SMEs in India.
- Mintifi's growth trajectory under Agarwal's guidance reflects a commitment to continuous improvement and adaptation to the evolving financial landscape, ensuring that the company remains at the forefront of innovation.
- Agarwal's vision for Mintifi includes establishing the platform as the leading supply chain financing solution in India, focusing on scalability and sustainability in the fintech sector.
- Through his leadership, Agarwal has fostered a company culture that prioritizes collaboration, innovation, and a customer-centric approach, which has been instrumental in Mintifi's success.
- Agarwal's journey from investment banking to entrepreneurship illustrates a dedication to leveraging financial expertise to create impactful solutions for underserved markets.
- Mintifi's success story serves as an inspiration for aspiring entrepreneurs in the fintech industry, showcasing the potential of combining technology with financial services to drive meaningful change.
Professional Experience
| Company | Designation | Period |
|---|---|---|
| Kotak Investment Banking | Vice President | Sep 2003 – Nov 2008 |
| BDO Lodha | Analyst | Jun 2001 – Apr 2003 |
| Bank Forum Commerzbank Group | Management Trainee | Jan 2000 – Jan 2001 |
| Jefferies & Company | Managing Director, Head of Internet, Fintech, Media and Telecom Investment Banking | Dec 2008 – Dec 2016 |
| AVANT INFRASTRUCTURE INDIA LLP | Designated Partner | 25-Jan-2014 – 03-Oct-2017 |
| SIMPLIFY CREDIT ADVISORY PRIVATE LIMITED | Director | 14-Dec-2015 – 23-Aug-2017 |
| AVANT VENTURES LLP | Partner | 10-Dec-2013 – 28-Feb-2015 |
| AVANT LOH PROJECTS LLP | Partner | 03-Oct-2012 – 03-Oct-2017 |
| SVARNA REALTIES LLP | Designated Partner | 01-Sep-2016 – 12-Feb-2017 |
| Mintifi | Co-Founder & CEO | Jan 2017 – Present |
| MINTIFI FINSERVE PRIVATE LIMITED | Director | 17-Jan-2018 – Present |
| MINTIFI PRIVATE LIMITED | Director | 10-Jan-2017 – Present |
Current Appointments
| CIN/LLP | Company | Designation | Date |
|---|---|---|---|
| U65990MH2018PTC304289 | MINTIFI FINSERVE PRIVATE LIMITED | Director | 17-Jan-2018 |
| U74999MH2017PTC289428 | MINTIFI PRIVATE LIMITED | Director | 10-Jan-2017 |
Previous Appointments
| CIN/LLP | Company | Designation | Period |
|---|---|---|---|
| AAA-3491 | AVANT INFRASTRUCTURE INDIA LLP | Designated Partner | 25-Jan-2014 – 03-Oct-2017 |
| AAA-9230 | AVANT VENTURES LLP | Partner | 10-Dec-2013 – 28-Feb-2015 |
| AAB-1464 | AVANT LOH PROJECTS LLP | Partner | 03-Oct-2012 – 03-Oct-2017 |
| AAH-2936 | SVARNA REALTIES LLP | Designated Partner | 01-Sep-2016 – 12-Feb-2017 |
| U65923MH2015PTC269227 | SIMPLIFY CREDIT ADVISORY PRIVATE LIMITED | Director | 14-Dec-2015 – 23-Aug-2017 |
Estimated Net Worth
Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)
Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.
Executive Contact
Official Email: Via Mintifi corporate communication desk.
Personal Contact: Not publicly disclosed.
Frequently Asked Questions
What is Anup Agarwal's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).
How can I contact them?
Through Mintifi's official communication channels.
Is this an official profile?
No — independently created using public data.
Disclaimer
This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.
Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.
Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.
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Last Updated: December 2025 · Published by Affluense AI (affluense.ai)