Abhijit Ray – Uc Inclusive Credit

View Detailed Executive Profile →

Professional Overview

  • Abhijit Ray co-founded UC Inclusive Credit in June 2016, focusing on financial inclusion and credit access for underserved communities.
  • In addition to UC Inclusive Credit, Abhijit Ray co-founded and served as the Managing Director of Unitus Capital since January 2008, which aimed to provide financial services to low-income individuals and businesses.
  • Prior to his roles at UC Inclusive Credit and Unitus Capital, Abhijit Ray held the position of Vice President at Unitus from January 2006 to November 2007, contributing to the organization's strategies in microfinance and social ventures.
  • Abhijit Ray began the career journey as an Assistant General Manager at SIDBI (Small Industries Development Bank of India) in January 2005, where responsibilities included supporting small and medium enterprises (SMEs).
  • During tenure at SIDBI, held earlier roles including Manager and Assistant Manager, starting in 1999 and 1994 respectively, focusing on financial assistance to small industries.
  • Worked as a Probationary Officer at the State Bank of India starting in January 1993, developing foundational skills in banking and finance.
  • Continued commitment to social impact and economic development through roles and initiatives across multiple organizations, emphasizing sustainable finance and credit models.
  • Achievements include successful implementation of projects that enhance credit access for marginalized populations, fostering economic independence and entrepreneurial spirit.
Professional Experience
CompanyDesignationPeriod
UnitusVice PresidentJan 2006 – Nov 2007
SIDBI(Small Industries Development Bank of India)Assistant General ManagerJan 2005 – Jan 2006
SIDBI(Small Industries Development Bank of India)ManagerJan 1999 – Jan 2005
SIDBI(Small Industries Development Bank of India)Assistant ManagerJan 1994 – Jan 1999
State Bank of IndiaProbationary OfficerJan 1993 – Jan 1994
UC Inclusive CreditCo-Founder & Managing DirectorJun 2016 – Present
Unitus CapitalCo-founder and Managing DirectorJan 2008 – Present

Estimated Net Worth

Estimated Range: ₹0 – ₹1000+ Cr (approx. $0 – $120M+)

Based on publicly accessible filings, industry benchmarks, and leadership compensation patterns.

Executive Contact

Official Email: Via Uc Inclusive Credit corporate communication desk.

Personal Contact: Not publicly disclosed.

Frequently Asked Questions

What is Abhijit Ray's net worth?
Estimated ₹0 – ₹1000+ Cr (approx. $0 – $120M+).

How can I contact them?
Through Uc Inclusive Credit's official communication channels.

Is this an official profile?
No — independently created using public data.

Disclaimer

This profile is created for general informational purposes. All details are based on publicly accessible information and independent research. While accuracy is prioritized, content may not always reflect the latest updates.

Nothing here should be interpreted as investment, financial, or legal advice. The individual featured has not authored or endorsed this profile.

Personal information is intentionally withheld. For official matters, please use formal communication channels associated with the respective organization.

Affluense AI – Smarter Insights. Stronger Relationships with Affluents.

Last Updated: December 2025 · Published by Affluense AI (affluense.ai)

View Detailed Executive Profile →