Introduction
Perfios, founded in 2007 by Debasish Chakraboty and VR Govindrajan, is a leading AI-powered fintech SaaS provider headquartered in Bengaluru, India. The company delivers advanced analytics and automation solutions for financial institutions, enabling income assessment, credit underwriting, fraud detection, and seamless customer onboarding. Leveraging its robust platform, Perfios integrates unstructured financial data from multiple sources, applies machine learning models to derive actionable insights, and supports digital lending and financial wellness initiatives. Over the years, Perfios has expanded its product suite across banking, insurance, wealth management, and corporate finance segments, serving clients in India and international markets. The platform's modular architecture and API-driven approach facilitate rapid deployment and integration with core banking systems, enhancing operational efficiency and risk management. Backed by prominent investors, Perfios continues to innovate in AI/ML research, focusing on data security, compliance, and user experience improvements. Its commitment to driving digital transformation in financial services has established Perfios as a trusted partner for banks, NBFCs, and fintech firms seeking scalable, data-driven solutions.
