M2P’s Financials, Revenue, Profit, Valuation & Shareholding Overview (2025)

M2P Fintech, co-founded by Madhusudanan R, Muthukumar A, and Prabhu R, is a leading API infrastructure company enabling businesses to embed and launch financial products seamlessly. Founded in 2014, M2P provides a versatile technology stack that powers digital banking, card issuance, lending, and payments for fintech startups and traditional financial institutions. By offering a suite of modular APIs, M2P allows clients to build customized financial services quickly and scale them across markets. The company has expanded aggressively into Southeast Asia and MENA regions, establishing itself as a key player in embedded finance. Through strategic acquisitions, partnerships with banks and fintechs, and continuous innovation, M2P Fintech is driving the next generation of digital financial transformation. Its commitment to efficiency, adaptability, and inclusion positions it as a standout leader in the fintech ecosystem, enabling greater access to modern financial solutions worldwide.

M2P Fintech’s revenue grew from ~$22 million in FY22 to ~$35 million in FY23 and is projected to reach ~$50 million in FY24. Losses have narrowed, reflecting improved scale and operational efficiency as the company expands globally.

Expense ratios have improved from 90% in FY22 to a projected 65% in FY24, demonstrating increasing operational discipline and scalability of its API infrastructure solutions.

M2P Fintech’s team grew from ~700 in FY22 to ~800 in FY23, expected to reach ~900 in FY24. The growing workforce supports global expansion and new embedded finance products.

• Accelerate expansion into Southeast Asia and MENA regions.
• Enhance API banking, card issuance, and lending offerings.
• Focus on partnerships with top banks and fintechs for embedded finance.
• IPO plans deferred; emphasis remains on product expansion and market leadership.

M2P Fintech has acquired technology startups to boost its product capabilities, launched new lending-as-a-service platforms, and expanded into UAE and Indonesia to strengthen its international presence.

M2P Fintech’s rapid growth, expanding global footprint, and robust API-driven platform position it as a major leader in embedded finance. While currently loss-making, its strong revenue trajectory and strategic alliances signal a promising future. Make smarter business decisions with verified insights on companies and directors. Visit Affluense.ai to learn more.

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